The Investment in human capital as an Entrance for Excellence A Field study of a Sample of Commercial Banks in the City of Mosul

Abstract

The success of the business organizations depends on their intellectual and physical assets. Hence, these organizations must be interested in the development and use of human capital through modern approaches due to the role, importance and value of the human resource in business organizations. Human capital represents the sum of knowledge, abilities ,skills, competencies and other attributes embodied in individuals whether they were innate or acquired which contribute to increase the economic value of the organization ;on this basis, the investment in teaching the personnel is a new way to create an essential internal labor market for the organization to build its human resources. The research included providing intellectual framing for the concepts of human capital and investing within it , and excellence as it is a result that sought by all the business organizations .In consistent with this proposal , the research methodology involved the field treatments for problem and hypothesis of the research through the use of statistical methods such as correlation and regression line equation ,then it ended with conclusions among which is that the excellence of business organizations are affected by investment in human capital in the banks which are the sample of the research.